Simple payments for your business.
Accept payments, see your money and keep clean records, all from one Z Pay account.
Ways to get paid.
Pick what suits your customers. Everything lands in your Z Pay wallet.
Shareable payment links
Create a link for a fixed price or let the customer choose the amount. Send it by message, email or put it on your website. You can set an expiry date and a limit on the number of payments.
Payment codes
Every link has a short code. Customers can type it on the Z Pay payment page, which is handy when you cannot share a link.
Customer checkout
Customers pay on a secure hosted page. Payment methods are switched on by the platform operator before live payments open. Developers can also create links and receive payment alerts through the API and webhooks.
QR payments
Show a QR code at your counter so customers can scan and pay. Until then, share a link or payment code.
Manage your money.
See payments as they arrive
Each successful payment is added to your wallet and appears in your dashboard right away, with an email alert.
Balances in USD and HTG
Keep a separate balance for each currency. Withdrawals still waiting for approval are marked pending, so you always know what is on its way.
Withdraw your earnings
Request a withdrawal whenever you are ready. Our team reviews it and marks it paid out, and you can cancel a pending request and get the money back.
Try it risk-free
Every account has a sandbox with play money, so you can test links and payments before you go live.
Business records.
Transaction history
A full list of payments and wallet activity, in sandbox and live.
Receipts
Your customer gets an emailed receipt for every successful payment, and you get a matching alert.
Downloadable reports
Download your payments and your wallet history as CSV files that open in any spreadsheet.
Refund tracking
Refund a payment from your dashboard. The refund is recorded against the payment, and our team returns the money to your customer.
Security and team access.
Business verification
Live payments open after we verify your identity and your business. This protects you and your customers.
Payment alerts
Get an in-app notification and an email when you are paid, when a withdrawal is decided and when your verification is reviewed.
Extra account protection
Turn on two-step verification with an authenticator app, see where you are logged in and sign out other devices.
Staff permissions
Let colleagues see sales without being able to move money. Until then, keep your login private and do not share your password or API keys.
Fees, limits and timing.
| Receiving payments | No Z Pay fee is taken from payments you receive through payment links. |
|---|---|
| Withdrawals | 1% fee. |
| Transfers to other members | 1% fee. |
| Payment size | From 1.00 up to 5,000.00 per payment. |
| Currencies | US dollar (USD) and Haitian gourde (HTG). |
| When you receive your money | A payment is added to your wallet as soon as the payment provider confirms it, usually within moments. Withdrawals are paid out after our team reviews them. |
Getting started.
- Create an accountIt takes a minute. You start in the sandbox.
- Submit your business detailsChoose a business account and add your business name and details.
- Complete verificationUpload your documents. We review them and switch on live mode.
- Start accepting paymentsCreate a payment link, share it and get paid.
Business FAQs.
Which documents do I need to verify my business?›
A government ID (passport, national ID card or driver's licence), a proof of address, and for business accounts a business document such as a registration certificate. Files can be JPG, PNG or PDF.
How do refunds work?›
Open your payment links page, pick the payment and choose Refund. The amount leaves your wallet straight away and our team returns it to your customer through the payment provider.
How long do withdrawals take?›
Withdrawals are reviewed by our team before they are paid out. You can follow the status in your dashboard and cancel a request while it is pending.
Can I test before going live?›
Yes. Your sandbox works exactly like live mode but uses play money, so no customer is ever charged while you test.
How do I contact support?›
Send us a message from the Help page and we will reply by email.