Money moves.
Connections grow.
Send money, top up and manage everyday
payments in one place.
One wallet. More possibilities.
Send money
with clarity.
See the details before you send.
- Review the recipient
- See fees and delivery estimates
- Confirm and track
Shown before confirmation
Keep their
phone connected.
Top up airtime or data in a few taps.
Check the number and operator before paying.Add money your way.
Choose a method that works for you.
Ask, share
and settle up.
Request money from
friends or split expenses.
- Send a request
- Add a note
- Track payment status
Scan. Review. Pay.
A simple, secure way to pay at participating businesses.
Review the business and amount before confirming.Position the QR code
in the frame
Move money out when you need to.
Withdraw to your bank or a supported partner.
Limits, fees and processing times are shown before confirmation.Know what you are paying.
Clear and transparent details before you confirm.
Review the full amount and any charges before you confirm.Every payment, easy to follow.
A simple, secure way to view your payment records.
Control your wallet.
Tools to help keep your account safe.
Pause when something
feels wrong.
Tips to help you stay safe.
Built for people and local businesses.
Get started in four steps.
Frequently asked questions.
Where is Z Pay available?›
Z Pay is a product concept. Launch markets and supported partners have not been announced. Join the launch list to hear about availability in your country.
How much does a transfer cost?›
Fees depend on the destination, currency and payment partner. Any applicable fees and exchange rates will be shown before you confirm.
Can I top up another phone?›
The proposed wallet supports top-ups for your own phone or someone else’s, where an operator is supported. Try the top-up preview above.
How long do transfers take?›
Delivery times vary by destination and payment method. An estimate will be shown before confirmation once payment partners are connected.
Can I cancel a payment?›
Cancellation depends on the payment status and partner. Completed transfers may not be reversible. Always check recipient details first.
What if I need help?›
Use the transaction help option to review safety guidance. Customer support channels will be announced before launch.
Be first to hear about Z Pay.
Get launch updates and be the first to know when Z Pay becomes available
in your area.
More ways to connect.
More ways to pay.
Real connections. Shared moments.